You have options for student loan repayment.

Let us help you find the right one.

No matter where you are in the repayment process — even if you have delinquent or defaulted student loans — we can help you find the right money-saving solution.

Our student loan experts will:

  • Provide step-by-step guidance to help you retrieve your loan information
  • Help you understand your loan types, status and interest rates
  • Take the guesswork out of determining your eligibility for federal repayment plans
  • Determine if you can postpone your student loan payments to get immediate financial relief
  • Eliminate confusion by recommending the best repayment option
  • Calculate the amount of your payment reduction

Our clients receive an average payment reduction of $450 a month!

Call 877-784-2008 or complete this form and a Take Charge America counselor will work with you to review your student loans and determine your options.

We go above and beyond what for-profit “counseling” companies offer. Our NFCC Certified student loan counselors receive more than 200 hours of specialized training and can navigate the ins-and-outs of even the most complex student loan situations.

*Student Loan Counseling is a nonprofit fee-for-service program.


Or fill out the information below to schedule a call