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Find your best solution

Take the confusion and frustration out of managing your student loans. Schedule an assessment with Take Charge America, a financial education-based nonprofit. Our highly-qualified, unbiased student loan counselors can help you:
  • Obtain lower income-based repayment
  • Reduce your monthly payments by extending repayment terms
  • Keep your loans current and avoid default
  • Find a repayment plan suitable to your budget

Call 866-750-9617

Or fill out the information below to schedule a call

You have several different options for repayment depending on the type of loans you have. You may be able pay off your loan faster or have lower monthly payments. Whatever your financial situation and payment needs, there is a student loan repayment plan that can help. Student Loan Counseling can help you figure it out.

Repayment Options Based on Amount You Owe

  • Standard Repayment Plan
  • Graduated Repayment Plan
  • Extended Repayment Plan

Repayment Options Based on Your Income

  • Income-Based Repayment Plan
  • Income-Sensitive Repayment Plan
  • Pay As You Earn Repayment Plan

Since 1987, Take Charge America has helped more than 1.6 million people manage their personal finances and debt.
Our specially-trained counselors can alleviate student loan repayment confusion and frustration and help you live debt-free.

Avoid the confusion and call us for your initial consultation. We will help you find your best student loan repayment option.

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