Back to Top

How to Get Help Paying Off Student Loans

Trying to pay off student loans is a daunting task, even for those who are on top of their finances. College tuition keeps rising and students are having to take out multiple loans just to afford an education. While it is rare to make your loans just go away, there are resources and options available to help make repayment a little easier. Learn how to get help paying off student loans with the opportunities below.


Borrowers in certain occupations can get help paying off their student loans through different programs:

  • Volunteers: Students who decide to volunteer with organizations like the Peace Corps or AmeriCorps can sometimes get part of their loans forgiven.
  • Lawyers: Some law schools will forgive loans for students who work in public interest or nonprofit positions after graduation.
  • Teachers: Borrowers who become teachers in high-need areas and work for a certain amount of time there can get up to $17,500 to pay off their student loans.
  • Health Care: If borrowers decide to work in health care and serve a low-income area for a set number of years, they can have up to 85 percent of their student loans paid.
  • Military: Current members of the military and veterans may be able to get some of their student loans forgiven based on the branch, years served or rank.
  • Government: Those who work for federal, state or local agencies or certain nonprofits full-time and have made 120 loan payments could qualify to have the rest of their student loans forgiven.


There may be grants available to help you pay off your student loans. First check with your state’s higher education department or your college’s financial aid office to see what might apply to you. The National Association of State Student Grant and Aid Program (NASSGAP) also is a good resource for finding out your grant options.

Nonprofit student loan counseling from Take Charge America can help you determine which options are available to you and offer assistance in choosing the right one.

Start now! Call 877.784.2008 or schedule a call here.

Take Charge America - Rated 4.9 / 5 based on 660 reviews. | Review Us On