You have several different student loan repayment options depending on the type of loans you have. You may be able pay off your loan faster or have lower monthly payments. Whatever your financial situation and payment needs, there is a student loan repayment plan option that can help.

Repayment Options Based on Amount You Owe

  • Standard Repayment Plan
  • Graduated Repayment Plan
  • Extended Repayment Plan

Repayment Options Based on Your Income

  • Income-Based Repayment Plan
  • Income-Sensitive Repayment Plan
  • Pay As You Earn Repayment Plan