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Confused about student loan repayment options?

We make it easy to understand your student loan debt and choose a repayment strategy. Find out more with a FREE initial consultation.
  • Expert advice from certified counselors
  • Affordable, in-depth counseling available
  • Money-back, satisfaction guarantee
  • Explore all repayment options – not just consolidation

Call 866-822-9981

Or fill out the information below to schedule a call

Take Charge America is a nonprofit dedicated to financial education and helping Americans achieve financial freedom.

You will work with a certified counselor and have the peace of mind of a satisfaction guarantee. We’ve helped over 1.6 million people and maintain a 99% client satisfaction rate. We want to help you, too!

Student loan debt can feel overwhelming, but it doesn’t have to be. We’ll work with you to help you truly understand your repayment options, rather than pushing you into a ‘one-size-fits-all’ repayment plan. And if our counseling doesn’t help you, take advantage of our money-back guarantee.

These are the different federal student loan forgiveness and discharge options currently available.

  • Public Service Loan Forgiveness
  • Teacher Loan Forgiveness
  • Loan Discharge
  • Loan Cancellation
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